Flex your pension,
shape your future.

Visualise your retirement, optimise your contributions, and see the impact of tax relief instantly—without the jargon.

Your Details

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Tax Region
Pension Arrangement
3%
Assumed Pension Pot Growth Rate

Growth rates are nominal (before inflation). Salary grows at 2% per year to keep pace with inflation. Assumes 0.5% annual management fees.

Flex your contribution

Use the slider to safely adjust your monthly pension contribution. See how it shapes your future.

Contributing8%£0/mo

Flexed Take-home Pay

£0

No change

Estimated Retirement Pot

£0

~ £0 / mo (4% drawdown)£1,117 below PLSA Minimum

No change

Projection Curve

Doing Nothing (5%)
Your Plan (8%)
Loading Graph...

See what saving more could do

Move the slider above to see how a small increase in your contribution could transform your retirement.

Illustrative projection based on assumed growth. Not personal financial advice.

Monthly Pay Breakdown

Current (Baseline)5% Contrib
Gross Pay0.00
Pension (Net Pay)-0.00
Taxable Income0.00
Income Tax-0.00
National Insurance-0.00
Net Take Home0.00
Total into pension (you + employer)0.00
New Scenario0.0% Contrib
Gross Pay0.00
Pension (Net Pay)-0.00
Taxable Income0.00
Income Tax-0.00
National Insurance-0.00
Net Take Home0.00
Total into pension (you + employer)0.00

Guidance, not advice.

Tax rules and allowances are subject to change. The tax treatment depends on your individual circumstances.

This tool is for educational purposes only and does not constitute financial advice. We strongly recommend speaking to a qualified independent financial adviser before making any pension decisions.

Your pension is
more powerful than you think.

Small changes today can lead to massive differences in your retirement. By understanding tax relief and compound growth, you can make your money work harder for you.

The Price of Delay

Starting just 5 years late can reduce your final pot by 25%. Time is your biggest asset.

+25%

The Power of 1%

Increasing contribution by just 1% can add £50k+ to your pot over a career.

Standard+1% Extra

Tax Relief Magic

It costs you £80 to save £100. The government pays the rest. It's free money.

+20%
Instant